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Lessons on Financial Wellness and Entrepreneurship from Honeydue Founder Eugene Park

Money is often cited as one of the biggest sources of stress for Americans. One of the rising solutions to help fight the stresses of managing finances is with the help of mobile apps. From budgeting to debt payoff, there are all sorts of personal finance apps to help you stay on top of things. […]

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How Do I Make a Budget? Looking at the 50/20/30 Rule

The short answer: it depends. Not everyone is going to spend and save the same percentage of their income each month. However, deciding upon a feasible plan to allocate your monthly spending is important, and something that everyone should be doing once they receive an income. Currently, Americans have one of the worst savings habits […]

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Navigating the Marijuana Industry: 3 Stocks and 1 ETF to Buy in 2019

In the past few years, the marijuana industry has expanded at an unprecedented pace, and has not looked back. The recent legalization of recreational cannabis in Canada, as well as continual legalization in states has paved the way for manufacturers, wholesale distributors, and shops to take advantage of the rapidly growing market. Marijuana-based IPOs have […]

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The History of Regulating the Financial Markets: The Great Depression and 2008

As much as investing is crucial to our economy, so are the rules which regulate it. As shown in history, when regulation was misguided or lacking, massive financial and economic crises have happened, most notably the Great Depression and Great Recession. Why are regulation so important? Most clearly, they prevent the misconduct which places excessive […]

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Seven Things Students Can Do to Guarantee Future Financial Success

Seven Things Students Can Do to Guarantee Future Financial Success For many students finishing up high school and heading to college, the prospect of planning for your financial future might seem intimidating. Between taking steps towards financial independence and learning how to rely on yourself as a primary income source, trying to navigate the world […]

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What’s a College Degree Really Worth?

With admissions rates dropping and college tuitions rising, making decisions about which college to attend or what to study can present students with a difficult set of challenges. Often, labels of prestige and other societal preconceptions can overwhelm the decision making process. Fortunately, there are a number of tools that students can employ to help […]

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The Inverted Yield Curve: Recession Predictor or Flawed Indicator?

If you follow the markets closely, you have likely heard of the infamous “inverted yield curve.” Many experts on CNBC may link this flip to a coming recession, or a bear market. The stock market responds to the news of the curve reversal with strong selling. Today, the indicator has just made its presence known […]

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OPINION: Free-Market Principles Do Not Apply to Healthcare

When looking at a market, leftists see a means by which the rich can exploit the labor of the poor to build on their fortunes. Proponents of economic freedom would see rational actors negotiating fair prices through competition, the effect of what Adam Smith called the “invisible hand” of the market. Both are correct only […]

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What is Supply?

In an earlier lesson, we introduced one of the most fundamental relationships in economics: supply and demand. In order to best make sense of the relationship between supply and demand, it is important to understand each element individually. Previously, we covered demand, which is defined as the level of desire for a good or service […]

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What is Demand?

Have you ever noticed that swimsuits are cheaper in the winter than in the summer? Or that it will cost you less to go to the movies on a Tuesday morning than it will on a Saturday evening? These everyday observations can be explained by one of the most fundamental concepts in economics: supply and […]

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OPINION: What’s So Important About Financial Literacy?

My obsession with finance and economics has opened many doors. From gaining interest in AP Microeconomics and Macroeconomics, to investing avidly in the stock market, I’ve learned many things. I’ve realized that human nature is in fact a force that must be reckoned with in economic analysis, and I’ve realized that history may be destined […]

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The Difference Between Investing and Trading

Investing and trading are two different types of stock market strategies. Generally, the investor seeks to create slow and steady returns through investing in companies’ business plans and balance sheets. The trader, on the other hand, seeks to make risky short-term plays in market equities, often entering and exiting a stock position in seconds. Both […]

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The Importance of Portfolio Diversification

Diversification is one of the most basic but important tools used to manage risk within a portfolio. Before we jump into why diversification is so important, let us first define the term. What is diversification? Diversification in a portfolio is when an investor buys assets of all different types. A well-diversified portfolio will have different […]

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The Future of Personal Transportation & Why Uber and Lyft Will Die

In 1908, Henry Ford revolutionized transportation by bringing the Ford Model T, the first mass-produced automobile, to market. Today, we are in the midst of another revolution in transportation: autonomous driving. It’s a buzz-phrase that has been around for a while, but is only recently truly coming to fruition. Car companies and tech giants alike […]

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OPINION: Why Investors Play a Crucial Role in the Economy

Society loathes the investor, and it’s quite clear why. They seem to profit off pure luck and others’ hard work, and very tellingly, their income is legally called unearned. Additionally, their irresponsibility and greed have caused the Great Depression and the Great Recession, resulting in a fervent anti-Wall Street movement. But in reality, they actually […]

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Robinhood: How to Start Trading and Investing Real Money

According to Robinhood, “Getting started with a small amount of money is better than not investing at all.” This statement greatly reflects why you should begin your investing career in Robinhood. Offering free trades, an easily understandable platform, and the ability to easily buy and sell equities, Robinhood is quickly becoming the top choice for […]

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OPINION: The United States Can No Longer Ignore a Growing Debt Crisis

As the level of debt in the United States continues to increase, the country cannot continue to ignore unchecked federal spending and increasing student debt. According to Just Facts, government debt alone is equal to “105% of the U.S. gross domestic product,” and “617% of annual federal revenues.” By 2050, it is estimated that U.S. […]

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What is a Bond?

As you are handling your investments or reading the news, you might come across the word bond. What is a bond? What does it do? When is it appropriate to buy? In this article, I will try to explain the basics of financial bonds in the simplest terms. How does a bond work? A bond […]

OPINION: America’s Infrastructure Problem

Almost every politician in America will agree on one thing; public investment in infrastructure is unacceptably low. President Trump has pushed infrastructure week, and most democratic presidential nominees have announced sweeping plans to invest in infrastructure. But in reality, even with these new plans, America’s infrastructure is far behind – foolishly behind – its rising […]