8 Ways to Ensure Financial Security

In 2018 alone, over 2.5 billion user accounts were hacked. Information including personal details, emails, and bank accounts was compromised. With more people using the Internet every day, hacking and identity theft are becoming a growing danger. As a result, people must learn good security habits in order to ensure the safety of their financial […]

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How Do I Make a Budget? Looking at the 50/20/30 Rule

The short answer: it depends. Not everyone is going to spend and save the same percentage of their income each month. However, deciding upon a feasible plan to allocate your monthly spending is important, and something that everyone should be doing once they receive an income. Currently, Americans have one of the worst savings habits […]

The Importance of Insurance: The Benefits of a Safety Net

Life is very unpredictable. You could get in a car accident or contract a terminal illness. These things can all lead to massive debt if not handled correctly. This is where insurance comes in. Although paying for insurance may be bothersome, and researching various plans for different scenarios is difficult and often complicated, you’ll be […]

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The History of Regulating the Financial Markets: The Great Depression and 2008

As much as investing is crucial to our economy, so are the rules which regulate it. As shown in history, when regulation was misguided or lacking, massive financial and economic crises have happened, most notably the Great Depression and Great Recession. Why are regulation so important? Most clearly, they prevent the misconduct which places excessive […]