Managing Debt

The total amount of consumer debt in the United States is about 13.86 trillion and the average American has about $38,000 in personal debt. Debt not only ruins credit but can also lead to negative emotional effects like low self-esteem and stress. Luckily, there are ways to take control of your debt. What is debt? […]

8 Ways to Ensure Financial Security

In 2018 alone, over 2.5 billion user accounts were hacked. Information including personal details, emails, and bank accounts was compromised. With more people using the Internet every day, hacking and identity theft are becoming a growing danger. As a result, people must learn good security habits in order to ensure the safety of their financial […]


How Do I Make a Budget? Looking at the 50/20/30 Rule

The short answer: it depends. Not everyone is going to spend and save the same percentage of their income each month. However, deciding upon a feasible plan to allocate your monthly spending is important, and something that everyone should be doing once they receive an income. Currently, Americans have one of the worst savings habits […]

The Importance of Insurance: The Benefits of a Safety Net

Life is very unpredictable. You could get in a car accident or contract a terminal illness. These things can all lead to massive debt if not handled correctly. This is where insurance comes in. Although paying for insurance may be bothersome, and researching various plans for different scenarios is difficult and often complicated, you’ll be […]


Seven Things Students Can Do to Guarantee Future Financial Success

Seven Things Students Can Do to Guarantee Future Financial Success For many students finishing up high school and heading to college, the prospect of planning for your financial future might seem intimidating. Between taking steps towards financial independence and learning how to rely on yourself as a primary income source, trying to navigate the world […]


What’s a College Degree Really Worth?

With admissions rates dropping and college tuitions rising, making decisions about which college to attend or what to study can present students with a difficult set of challenges. Often, labels of prestige and other societal preconceptions can overwhelm the decision making process. Fortunately, there are a number of tools that students can employ to help […]