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How Do I Make a Budget? Looking at the 50/20/30 Rule

The short answer: it depends. Not everyone is going to spend and save the same percentage of their income each month. However, deciding upon a feasible plan to allocate your monthly spending is important, and something that everyone should be doing once they receive an income. Currently, Americans have one of the worst savings habits […]

The Importance of Insurance: The Benefits of a Safety Net

Life is very unpredictable. You could get in a car accident or contract a terminal illness. These things can all lead to massive debt if not handled correctly. This is where insurance comes in. Although paying for insurance may be bothersome, and researching various plans for different scenarios is difficult and often complicated, you’ll be […]

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Navigating the Marijuana Industry: 3 Stocks and 1 ETF to Buy in 2019

In the past few years, the marijuana industry has expanded at an unprecedented pace, and has not looked back. The recent legalization of recreational cannabis in Canada, as well as continual legalization in states has paved the way for manufacturers, wholesale distributors, and shops to take advantage of the rapidly growing market. Marijuana-based IPOs have […]

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The History of Regulating the Financial Markets: The Great Depression and 2008

As much as investing is crucial to our economy, so are the rules which regulate it. As shown in history, when regulation was misguided or lacking, massive financial and economic crises have happened, most notably the Great Depression and Great Recession. Why are regulation so important? Most clearly, they prevent the misconduct which places excessive […]

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Seven Things Students Can Do to Guarantee Future Financial Success

Seven Things Students Can Do to Guarantee Future Financial Success For many students finishing up high school and heading to college, the prospect of planning for your financial future might seem intimidating. Between taking steps towards financial independence and learning how to rely on yourself as a primary income source, trying to navigate the world […]

Passive Investing: A Lucrative Alternative to Active Portfolio Management

Not everybody has the time for managing an equity portfolio. Understand and researching the financial markets for fruitful stocks to purchase is not only time-consuming, but requires experience and patience. For many Americans, it is simply not feasible to actively manage an investment portfolio. However, everyone wants to grow their money as the economy grows, […]